Dealing With Auto Insurance Companies
Cherry Hill, NJ car accident attorneys who get results
It shouldn't be so complicated. You were hurt in a car accident. You file a claim with the insurance company, which pays for the medical treatment you need as well any other damages you suffered. But it's almost never that simple. Insurance companies dispute claims and often try to pay you as little as they possibly can.
At Kotlar, Hernandez & Cohen, LLC, we know how difficult it can be for victims to deal with insurance companies after being injured in a car accident. That's why we are dedicated to helping them fight insurance companies so they can get the financial compensation they need and deserve.
Some of the tactics another driver's insurance company may use to try to minimize your compensation include:
- Blaming you for the accident. New Jersey has a modified comparative negligence law. This means that if you are found more than 50% responsible for the accident, you cannot collect any damages. So the insurance company will try to prove that you were mostly responsible for what happened. Our legal team investigates the accident to find evidence that it was the other driver's negligence that caused the crash.
- Arguing your injuries were pre-existing. The insurance company may take the position that you actually had your injuries before the accident. And they may file discovery requests seeking access to your medical records, searching for information they can use against you. Our firm fights back against these intrusive fishing expeditions. And we build a strong case that proves you were hurt as a result of another driver's negligence.
- Pushing for a minimal settlement offer. Early on in the process, the insurance company may offer you a settlement. But it likely won't come close to covering the full amount of the damages you've suffered. They'll say it's the best that they can do. Don't believe it. Our experienced attorneys know how to build a strong case and get the insurance company to negotiate a settlement that meets your needs.
At our firm, we have former defense attorneys on staff who used to represent insurance companies. They know the tactics insurance companies use and how to fight back effectively. In addition, some of our attorneys - including founder Adam Kotlar - are board-certified by the Supreme Court of New Jersey in the area of civil trial law.
Our attorneys are not interested in a cheap and quick settlement that leaves you with less. When we take your case, we start with the end in mind. That means we know the compensation you should be getting and we prepare your case to go to trial, if that's what it takes.
If you were injured in a car accident, learn more about how we can help you. Call our law firm at 856-751-7676 for a free consultation at any one of our four offices. If you can't come to us, that's not a problem. We will come to you.